| Mortgage Qualification Calculator |
| This calculator will help you to determine how much house you can afford and/or qualify for.
Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
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| Purchase Information |
Inputs |
Outputs |
| Purchase price: |
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| Down payment: |
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| Loan amount: |
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| Annual interest rate: |
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| Length of the mortgage in years: |
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| Payment Information |
Inputs |
Outputs (Monthly) |
| Monthly principal & interest payment: |
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| Annual property taxes: |
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| Annual insurance: |
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| Annual PMI: |
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| Monthly association fees: |
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| Monthly payment (PITI): |
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| Tax deductable portion of payment: |
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| Qualifying Information |
Inputs |
Outputs |
| Gross income: |
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| Monthly debt payments: |
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| Qualify for loan?: |
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| Maximum qualifying loan amount: |
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| Current Income to payment ratio (max = 28%): |
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| Current debt to income ratio (max = 36%): |
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Longer term loans may take a few moments for the report to be generated. |